Dive into the key differences between the Federal Funds Rate and mortgage rates with Brennen Thomas of Reports on Housing.
Learn why the Fed does not directly control mortgage rates and how investor demand for mortgage-backed securities drives long-term rates. We break down spreads, short-term vs long-term rates, and why mortgage rates often move independently of the Fed. Stay informed and share this video to help friends, clients, or colleagues understand how rates really work.
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